Personal Deposit Insurance

International Bank of Tajikistan has been a member of the Individual Savings Deposit Insurance Fund since March 31, 2016 (Color copy of the Certificate)

The Individual Savings Deposit Insurance Fund was established in 2004 based on the Law of the Republic of Tajikistan “On Insurance of Individual Savings.” Its main purpose is to protect the rights and legitimate interests of depositors and to strengthen public confidence in the banking system of the Republic of Tajikistan.
More detailed information about the Fund, its legal status, and functions is available at: https://idif.tj/pravovoj-status-i-funktsii

Issues related to the insurance of individual savings are regulated by the Law of the Republic of Tajikistan "On Insurance of Individual Savings." The full text of this law, as well as the Laws of the Republic of Tajikistan "On Banking Activity" and "On Liquidation of Credit Institutions," along with other regulatory acts, can be found at: http://idif.tj/zakonodatelstvo/

Depositors often have questions about the deposit insurance system and are looking for detailed answers to their concerns.
Answers to frequently asked questions are provided on the website of the Individual Savings Deposit Insurance Fund at the following link: http://idif.tj/voprosy-i-otvety/


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Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.